Alan Hemmings is General Manager of Oxygen Home Loans, named by Mortgage Professional Australia as the sixth top independent mortgage broker in Australia with a total loan book of $1.6 billion for FY14. For the past two years, Alan has been responsible for driving the direction of Oxygen Homes Loans, a full service mortgage broking division and a fully owned subsidiary of McGrath Estate Agents. Prior to his role at Oxygen, Alan spent 16 years in banking across product management and sales. He holds a Diploma of Marketing, Diploma of Finance (Mortgage Broking) and a Master of Business Administration.