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Bill Tsouvalas, CEO of Savvy Finance, says borrowers should wait until they have built up at least 20% equity in their home before refinancing.
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Home buyers should be aware of the impact the cap on interest-only loans will have on overall lending.
ABS housing finance data for December 2016 shows demand for mortgage finance continues to increase, reflecting of the ongoing growth in home values, says Cameron Kusher of CoreLogic.
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The number of people remortgaging their homes in the UK is increasing.
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