Dan Holden, founder of HoldenCAPITAL, is regularly approached by property developers wanting to find out about their funding options beyond the major banks. 

"There’s been a significant shift in the funding market since November last year," said Holden. "We’re constantly getting requests from property developers to give us an insight into what’s achievable for project funding outside of the major banks."

"So we’ve put together a comprehensive document that we can hand out to people and we can say, depending on your project, whether it's 20 apartments, 80 apartments or 50 townhouses, here are various funding options you can consider that are available as of August 2016."

The report describes in detail the non-bank funding options available for a range of projects. It is the culmination of Holden's more than 30 years' experience in construction finance, and reflects HoldenCAPITAL's role in settling more than $340 million worth of new development transactions in the past 12 months, and its accreditation with more then 100 lenders.

Holden isn't critical of APRA's tighter lending rules, pointing out there was a huge number of projects added to the pipeline in recent years, and eventually buyers couldn't keep up with that much product.

"Over the last 5 to 6 months, the commencement rate of new projects has declined significantly, and for good reason," he said. "There was a significant number of projects coming through the machine, and the market just wasn’t there to keep absorbing that much product."

The report is intended to answer developers' questions, but also to help developers make the most of their capital and avoid making mistakes.

The report will "actually show a developer how they can be more creative with the amount of capital they’ve got to allow them to grow their business and be more entrepreneurial," said Holden.

"Hopefully this report will also help people understand what’s achievable. New developers are entering the marketplace - doctors, lawyers, dentists, accountants - who see there’s a property boom on, and hopefully they will get hold of this document and they might say, 'I didn’t realise that to do a $10 million project I needed $3 million cash.' Maybe they’ll sit it out," said Holden, "and therefore it will stop people getting caught in the boom bust cycle."

See the full report here.

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