"Lenders are being overly cautious with investment lending, where the property owner gets tax breaks, and over zealous with owner occupiers, where they get no tax breaks."
South Australia showed the greatest improvement in affordability across the country.
ANZ Research paper says low interest rates, not negative gearing or stamp duty, are causing house prices to rise so dramatically.
With interest rates now around the mid-4% range, and even lower, there’s really no need to have an Interest Only loan, whether you’re an investor or owner-occupier.
Australians are getting more mortgages than ever, but a ME survey says we don't really understand them.
Investor borrowers will find it more challenging to secure finance in the coming months as we'll see tighter lending criteria, says Joe Sirianni.
With interest rates so low, competition amongst lenders continues to be strong.
Use these rates to take years off your mortgage term and save hundreds of thousands of dollars in interest.
How the major banks have reacted to the latest RBA cut.
In a competitive mortgage market, Adelaide Bank cuts its variable rates.
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