It takes money to make money, unless you have money and then you can use someone else's money to make your money go further, writes Dan Holden.
As a property developer, your primary role is to "manage risk" — that is the true measure of your ability, and ultimately leads to "bankability."
"Lenders are being overly cautious with investment lending, where the property owner gets tax breaks, and over zealous with owner occupiers, where they get no tax breaks."
Banks tightening of credit to developers heralds the rise of alternative funding options, says Australia’s no. 1 commercial broker, Dan Holden.
The latest housing finance figures released by the Australian Bureau of Statistics reflect declining lending activity.
Owner occupiers are highly desired clients for major banks.
What first home buyers should consider from a finance perspective when purchasing their first home.
The moderating housing lending suggest any concerns of an over heating property market should be laid to rest and also allay fears of an imminent bubble.
HoldenCAPITAL: A bank vs non-bank case study
Australians are getting more mortgages than ever, but a ME survey says we don't really understand them.
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