Many investors forget that you can't have a successful property portfolio without good tenants.
National Australia Bank is the first of the big four banks to raise owner-occupier home-loan rates, lifting the rate by 7 basis points to 5.32 per cent.
Investors have historically outweighed first-home buyers, but the spread in market participation has never been this wide.
The Reserve Bank of Australia left the official cash rate at 1.50 per cent but credit conditions have tightened for investors over recent months, and owner occupiers are wary about rates as the banks move unilaterally, says Shane Garrett of the HIA.
What will happen when interest rates rise, and how can we prepare for a higher interest rate environment?
The latest data from the ABS shows that the housing market is moderating.
There is eighty years of Australian history to highlight the importance of negative gearing to Australia’s economy.
With the right advice and financial structures, savvy investors are able to buy properties that will outperform the market and generate significant personal wealth.
Lenders are offering sweeteners on owner-occupier loans.
Owner occupiers are highly desired clients for major banks.
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